This search will help to resolve any issues before closing that the buyer would be responsible for correcting. Even if these issue remain an exception, confused and angry homebuyers may assume that these issues will be resolved by their title insurance policy.
Be sure that buyers and real estate agents are aware of these potential issues if they affect properties in the area you do business. Amanda Farrell is a digital media strategist at PropLogix. She enjoys being a part of a team that gives peace of mind for consumers while making one of the biggest purchases of their lives. She lives in Sarasota with her bunny, Buster, and enjoys painting, playing guitar and mandolin, and yoga. Search post. Filter by Category.
Recording documents in person
A title search on a house or piece of land will establish: Legal ownership or who currently holds the title to the property Outstanding claims or recorded liens on the property A title search is typically performed by a title company or real estate law firm on behalf of the lender if the purchase of the property is being financed and the buyer. Many counties will keep land records online. You can search by owner name and instrument or document type like mortgage, deed, release of lien, etc. Search the public record in person or request a service like Fee Favor to retrieve documents.
Some counties do not provide this information online, so visiting the county recorder in person may be the only option. Get to know a title agent. Your Realtor or real estate agent has most likely built a relationship with a local title company they trust. You can also research and choose another title company to handle your closing if you prefer.
The title search will be a part of the closing costs that a buyer can negotiate with a seller.
Official Records Search
Searching the public record for property liens We recommend hiring a title agent or real estate attorney to do a final property search to confirm chain of title and that the property is free from defects. If you would like to do a preliminary title search on your own, here are a few tips to keep in mind.
Check for any other liens filed against the current owner which may affect all property held by that individual. In some states, a lien for code violations, unpaid taxes, or other issues on a single property may be applied to all property held by the violator.
In order to establish chain of title, note the specific transfers of title from the current to all previous owners. Confirm that all liens, mortgages, judgements, etc in the names of previous owners have a subsequent release or satisfaction recorded.
Official Records Search
Examples of Unrecorded Liens Outstanding charges from the city for nuisance abatement services like overgrown weeds, pest control, or boarding up of an abandoned property. Code violations like debris, overgrown lawns, and structural issues. Outstanding utility bills. Unresolved fees for inspections, certifications, and open building permits. Special assessments for various property and neighborhood improvements like sewer hook up, road paving, and sidewalk repairs. Does title insurance protect against unrecorded property liens?
Online records search Search our free online database of King County's official records. Review our frequently asked questions for a list of document types that are not viewable online.
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Online records search - King County
How to search for recorded documents Our Landmark Records Search system allows you to search by name, document type, book and page number, consideration selling price , parcel ID, recording date, recording number, legal description, or Torrens. Click the green "Start Search" button.
Click the icon for the type of search you want. Search by Name : Enter last name comma first name, "Doe, John". Searching by parcel ID will only pull up recorded documents from to current.
Tutorial video To search for surveys, plats, and condos, select the Legal search: After selecting the "legal" option from the Home search page, on the following screen click " Advanced Legal " on the left-side menu. Tutorial video To view the data and image of a document from your search results, click on the document line item of your choice.
This will bring up the document details along with the image.